Online accountants for UK small businesses

Clear books. Clear numbers. Clear future.

Bookkeeping, VAT, payroll and full finance outsourcing for UK small businesses — delivered remotely by qualified accountants from £175/month.

Book a free consultation →See pricing
100+
Client accounts delivered
100%
HMRC compliant
£0
Setup fees
1hr
Slack response, UK hours
Online · Working with clients UK-wide
A remote-first practice, run with the rigour of a traditional firm.

Your books, deadlines and reports — managed digitally, reviewed by qualified accountants, and never more than a Slack message away.

XeroQuickBooksSlackHMRC MTD
Live overviewUpdated today
Bookkeeping✓ Up to date
VAT return (Q3)✓ Filed
Payroll — June✓ Processed
Management accounts✓ Sent
#yourbusiness · cledger09:41
You

Quick one — can I expense a client lunch?

NM

Yes — 50% deductible if it's client entertainment. I'll log it.

Replied in under an hour
Deadlines, handledTracked for you
VAT return7 Aug · on track
Payroll RTI22 Jul · scheduled
Confirmation statement14 Sep · on track
Year-end accounts31 Dec · on track
Companies House RegisteredHMRC AML SupervisedICO Registered · GDPRFixed Monthly Fees

Tools & platforms we work with

Xero accounting softwareQuickBooks accounting softwareSage accounting softwareFreeAgent accounting softwareDext receipt capture softwareHMRC Making Tax DigitalSlack
What We Do

Services built for UK businesses

01Bookkeeping

Bookkeeping

Real-time transaction coding, bank reconciliations and monthly trial balances so your books are always up to date.

  • Transaction coding & categorisation
  • Bank & credit card reconciliation
  • Monthly trial balance
  • Xero / QuickBooks management
02VAT & Tax

VAT & Tax Returns

MTD-compliant VAT returns prepared and filed on time, every time. Full scheme analysis to keep you compliant.

  • MTD VAT returns
  • Scheme selection (standard, flat rate, cash)
  • HMRC correspondence
  • VAT health checks
03Payroll

Payroll Administration

End-to-end payroll processing, RTI submissions and auto-enrolment management for teams of any size.

  • Monthly payroll processing
  • RTI submissions to HMRC
  • Payslips & P60s
  • Auto-enrolment compliance
04Mgmt Accounts

Management Accounts

Monthly or quarterly packs that give you the P&L, balance sheet and KPIs to make confident decisions.

  • P&L and balance sheet
  • Budget vs actual analysis
  • KPI dashboards
  • Delivered within 10 working days
05Corp Tax

Year-End & Corporation Tax

Statutory accounts prepared to FRS 102 / FRS 105 and CT600 filed accurately and on time.

  • Statutory accounts (FRS 102/105)
  • CT600 preparation & filing
  • Capital allowances
  • Director loan accounts
06Advisory

Cashflow & Advisory

Rolling 13-week cashflow forecasts, scenario modelling and strategic advice to keep your business on track.

  • 13-week cashflow forecasts
  • Scenario & growth modelling
  • Tax planning
  • Monthly finance calls
The process

Up and running in days, not weeks

STEP 01

Initial consultation

We take the time to understand your business, your goals and what you need from an accountant.

STEP 02

A clear proposal

A straightforward, fixed-fee proposal with no hidden costs or unexpected extras.

STEP 03

Seamless transition

We handle the handover from your previous accountant, managing every detail for you.

STEP 04

Ongoing partnership

Monthly reporting, proactive communication and a named contact, always available when you need them.

Pricing

Pay only for what your business needs

Build your package by turnover, entities and services — your fixed monthly fee is calculated instantly, from £175/month. No lock-in, no hidden add-ons.

Build your package →Free tax calculators
Bookkeepingfrom £175/mo
VAT returnsfrom £99/mo
Management accountsfrom £149/mo
Full payrollfrom £99/mo
Founding clients: 15% off for life
Why Cledger

A financial partner you can genuinely rely on

Precision you can rely on

Every piece of work that leaves Cledger is reviewed to the highest standard. Accuracy is not an aspiration — it is our baseline.

Deep sector understanding

We work across a wide range of UK industries, bringing specialist knowledge of the financial pressures your sector faces.

Always ahead of deadlines

We manage your obligations proactively, keeping you ahead of upcoming deadlines and submissions.

A long-term financial partner

Clients come to us for clarity, guidance and a firm they can trust to grow alongside them — not process numbers once a year.

Monthly Overview · Oct 2025CL-0142
Bank reconciliation✓ Complete
VAT return (Q3)✓ Filed
Payroll — October✓ Processed
Management accounts✓ Sent
Revenue (Oct)£24,310.00
Gross margin62.4%
CT600 deadlineOn track · 14 wks
Exclusive to Cledger clients

Your accountant is one message away

Every client gets a private Slack channel shared directly with their dedicated accountant. No tickets, no hurdles, no waiting days for a reply — just instant access to a real person during UK business hours.

Response within the hour

Message us in UK business hours and get a real answer, not an automated reply, within 60 minutes.

Your own private channel

A dedicated channel for you and your Cledger accountant only. Completely private.

Share files instantly

Drop bank statements, invoices or payroll files straight into Slack. No more email attachments.

Deadline reminders built in

VAT, payroll and CT600 dates — we message you before anything is due. Never miss a deadline again.

Industries We Serve

Sector Knowledge That
Makes a Real Difference

We bring deep, practical experience across a wide range of UK industries, understanding the unique compliance requirements and financial pressures each sector faces.

01Healthcare Professionals
02Dental Practices
03Construction & Trades
04Property & Landlords
05Creative & Media
06Legal Services
07Retail & eCommerce
08Startups & SMEs
Leadership

The people behind Cledger

NM
Noor Muhammad
Founder & Principal

Leads client delivery across financial reporting, tax compliance and forward-looking planning.

AS
Ali Sajjad
Co-Founder

Co-leads financial strategy, modelling and analytics, with ACMA, MAAT and an MSc in Business Analytics.

View full team →
Resources

Latest accounting insights

View all articles →
Software Guide

Xero vs QuickBooks UK — Which Is Better?

Read more →
MTD Guide

What Is Making Tax Digital (MTD)?

Read more →
Tax Planning

How to Pay Yourself as a Ltd Company Director

Read more →
Ready to start?

Book a free, no-obligation consultation

Tell us about your business. We'll show you exactly how Cledger can bring clarity and real value to your finances.

Book a call →info@cledger.co.uk